The 341 meeting, also known as the meeting of creditors, is an important part of the Chapter 13 process. This meeting provides an opportunity for the trustee to review your case, confirm your identity, and ask a few questions about your petition and financial information.
Who Will Be There?
The meeting is typically attended by:
- You, the debtor
- The Chapter 13 Trustee or a representative from our office
- Any creditors who choose to attend (this is not common)
- Your attorney
How to Prepare
To help the meeting go smoothly, make sure you:
- Have a valid photo ID ready
- Join the meeting at the scheduled time if you are appearing by video
- Be in a quiet, private location
- Follow any instructions provided by your attorney
What to Expect
The meeting usually lasts only a few minutes. The trustee will place you under oath and ask a series of standard questions to verify the information in your filing. These questions are not meant to be difficult. They are part of the process.
If you are unsure about something, say so. Your attorney is there to assist you, and the trustee will help guide you through the process. We want your 341 meeting to be as smooth and straightforward as possible.
